Effective Date: 29 May 2026
By accessing or using http://Hgdhglobal.com, you agree to these Terms.
1. Company
Hgdhglobal Empowerment Ltd, RC No. 1478376, with registered address at Udumualadja Quarter, Okpe LGA, Delta State, Nigeria.
2. Services
Hgdhglobal provides a digital thrift contribution and investment platform.
3. Eligibility
You must be 18+, a Nigerian resident, and complete KYC.
4. Contributions & Cycles
Pay only to official company bank accounts. Late payments attract 2% weekly penalty.
5. Returns & Fees
Returns are target-based. Up to 5% management fee.
6. Account Security
You are responsible for your login.
7. Termination
We may suspend accounts for violations.
8. Governing Law
Nigerian law. Arbitration in Delta State.
NDPA 2023 Compliant. We collect personal and KYC data for service delivery and regulatory compliance.
Your data is never sold. You have rights to access, correction and deletion.
Returns are not guaranteed. Investments carry market risk. Not a bank deposit.
By signing up, you confirm you understand and accept these policies.